Since no further income will be added this month, it’s time to review the dividend business and discuss how much annual income was added during the period.

Overall, the dividend business is doing quite well. Growth of annual dividend income is fantastic, and I’m learning quite a lot about dividend investing just by blogging about it. I mean, I’d go as far as saying that publishing the numbers online has caused me to view dividend investing differently—I’ve started to prioritize the amount of dollars added over everything else. The actions are in line with the end goals, and the RTC portfolio has become a bottom-line focussed business.

That’s not to say that this income-centric focus lacks careful planning, though. Nor will it remain the focus forever. I view the first few years of dividend investing as an opportunity to build a cash flow machine that helps save more money. In turn, the combination of income from working plus a few thousand in dividend income per year will provide more money to invest. But as the size of the portfolio increases, it’s will become necessary to prioritize diversification.

With that said, the RTC portfolio manager acquired 2 new positions during the course of month. The RTC portfolio now holds positions in 10 businesses after the most recent acquisitions. $20.67 worth of annual income was added in March 2018, and $326.07 in total passive income is projected annually.

[bctt tweet=”Forward Dividend Income Projection # 4 | $20.67 Annual Income Added” username=”reversethecrush”]

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Key Numbers for the RTC Portfolio | March 27, 2018

Number of businesses owned: 10

• 2 new income generating assets were added to the business since last report.

Total annual dividend Income projected: $326.07 (Up $19.23 since March 7, 2018)

Average dividend income projected per month: $27.17

Projected Bi-weekly dividend income: $12.54

Per day: $0.89

Percent to target (Minimum $18,360 annually): 1.78%

Expenses

Cost to acquire income in 2018: $84.15

Total income added in 2018: $97.18

Profit Margin: 15.48%

Annual Income Added in March/Last Report

• Annual dividend income is up $19.23 since the last report.

• $20.67 was added in March 2018.

Looking at income added over the past 3 months, it’s easy to assume that income generation is on the decline. However, the reason that March income was lower than the past two months was due to the fact that a lower yielding, safer company was added for diversification purposes.

Nevertheless, I anticipate that $20.67 will act as a basis point now that I’m committed to publishing forward dividend updates. Going forward, I’m aiming for a consistent $25 per month minimum annual increase. If I can maintain that rate until the end of July, the RTC portfolio will be projected to earn over $425.00 in annual income. 

Be that as it may, the portfolio is now 1.78% complete of the long term target to cover basic expenses. 

Concluding Thoughts

To recap, $20.67 was added in March, and two new income streams were added to strengthen the overall business.

In addition, the portfolio is about to reach a more exhilarating point in time—it’s almost paying $1 per day, and the portfolio will generate more than $425 annually by July.

Moreover, the goal is for the dividend business to reach $1,000 annually by some point in 2019. To ensure that this target is reached, the focus is on higher yielding positions in the near term. Core assets, diversification, position size and portfolio returns remain priorities. However, the RTC portfolio manager is currently targeting higher yielding businesses to increase cash flow now.

In conclusion, the goal to earn $425 in annual income is still within reach, as is the goal to grow the forward business to $650 annually by the end of 2018. Though, it will take specific equity buying tactics and more savings to reach those long term goals.